Category 1 MFI • COBAC Registered

Mbengwi Central Cooperative Credit Union

"Na We Gettam" — Member-owned, community-driven financial empowerment since 1993. Trusted by over 3,000 members across Cameroon.

Welcome to MBECCUL

A legally registered, community-oriented Category 1 Microfinance Institution headquartered in the North West Region of Cameroon.

Our Mission & Impact

MBECCUL functions as a member-owned financial cooperative, focusing on mobilizing local savings and granting affordable credit lines to empower small business owners, farmers, and community members within the Momo Division and beyond.

"Na We Gettam" — A powerful statement of member ownership and community solidarity.

We operate in strict alignment with regional banking standards established by the Banking Commission of Central Africa (COBAC), ensuring your finances are secure and well-managed.

3,000+ Active Members
13/14 Supervisory Score
4 Branch Locations
MBECCUL Head Office

Mbengwi Centre — Head Office since 1993

Support for Small Business

Empowering entrepreneurs and small business owners with affordable credit and financial solutions.

MBECCUL Small Business Support

Empowering Entrepreneurs • Building Communities

Fueling Economic Growth

MBECCUL is committed to supporting small businesses and entrepreneurs across Cameroon. We provide accessible financial services designed to help local enterprises grow, create jobs, and strengthen our communities.

"Affordable credit lines to empower small business owners, farmers, and community members."

From market traders to agricultural cooperatives, we understand the unique challenges faced by small businesses. Our tailored loan products and flexible repayment terms are designed to help you succeed.

500+ Businesses Funded
200+ Jobs Created
12% Starting Rate

Support for Local Farmers

Empowering agricultural communities with specialized financing and support services.

Growing Agriculture Together

MBECCUL recognizes the vital role that farmers play in our communities and the national economy. We provide specialized agricultural financing and support services tailored to the unique needs of farmers across the Momo Division and beyond.

"Supporting agrarian cooperatives and rural families across the North West Region."

From crop production to livestock farming, we offer flexible loan products, competitive interest rates, and repayment schedules aligned with agricultural cycles. Our commitment to rural development helps ensure food security and economic prosperity for all.

500+ Farmers Supported
200+ Cooperatives
Momo Division Focus
MBECCUL Support for Local Farmers

Supporting Farmers • Strengthening Communities

Annual General Assemblies

The supreme decision-making event where members shape the future of MBECCUL.

MBECCUL Annual General Assembly

Democratic Governance • Member Participation

Your Voice Matters

The Annual General Assembly (AGM) is the supreme decision-making event in the life of MBECCUL. It is where members come together to review annual balance sheets, distribute surpluses, and vote on operational rules that shape the future of the credit union.

"The union gathers its community annually at regional hubs to celebrate achievements and plan for the future."

Members participate in democratic elections, approve financial reports, and contribute to policy decisions. Recent AGMs have been held at the Christian Woman Association Centre in Mbengwi, bringing together the entire MBECCUL community.

2026 Elective AGM
Historic Leadership Transition
Unity Community Spirit

Daily Savings

Build your financial future with our flexible and accessible savings solutions.

Save Today, Secure Tomorrow

MBECCUL offers a variety of savings accounts designed to meet the diverse needs of our members. Whether you're saving for a specific goal, building an emergency fund, or planning for retirement, we have the right solution for you.

"Mobilizing local savings to empower community members and fuel economic growth."

From share capital accounts to regular savings and youth accounts, our products are designed to encourage a culture of saving. With competitive interest rates, mobile money integration, and convenient access to your funds, we make saving simple and rewarding.

3,000+ Savings Accounts
Competitive Interest Rates
Mobile Money Integration
MBECCUL Daily Savings

Save Daily • Grow Your Wealth • Secure Your Future

Our Leadership

Democratic governance with an elected Board and dedicated Executive Management.

Azah Francis
Board of Directors

Azah Francis

President (2026 - Present)

Elected in 2026, bringing fresh vision and new energy to lead MBECCUL into its next phase of growth.

Eke Andrew Ake
Board of Directors

Eke Andrew Ake

President (2011 - 2026)

Long-serving President who led MBECCUL through significant growth and challenges over 15 years.

NUBIA Elvis
Executive Management

NUBIA Elvis

Director General

Oversees daily corporate operations and financial oversight, ensuring strategic alignment with member needs.

Our Products & Services

Tailored financial services designed to empower our members and community.

Member Accounts

Comprehensive savings solutions for every member.

  • Share Capital Accounts
  • Regular Savings Accounts
  • Minor / Youth Accounts
  • Mobile Money Integration

Loans & Credit

Affordable credit solutions for personal and business needs.

  • Microloans
  • Agricultural Financing
  • Small Business Capital
  • Short-to-Medium Term

Social Insurance

Risk mitigation and solidarity for members and families.

  • Member Solidarity Funds
  • Family Indemnity Tracking
  • Risk Mitigation Plans
  • Community Support

Our Branches

Serving you across multiple locations in Cameroon.

Mbengwi (Head Office)

GNS Street, Mile 18 Ku Bome - Mbengwo
+237 654 540 576
Mon-Sat: 7:30 AM - 3:30PM

Bamenda Branch Office

Behind the Main Market - Meta Quarter Wayout
+237 683 196 514
Mon-Sat: 7:30 AM - 3:30PM

Kumba Branch Office

Commercial Avenue - Opposite CCA Bank
+237 677 09 81 03
Mon-Sat: 7:30 AM - 3:30PM

Douala Branch Office

Bonaberi, Ndobo, Opposite Afriland First Bank
+237 683 349 960
Mon-Sat: 7:30 AM - 3:30PM

Yaounde/Ntui Branch Office

+237 683 349 960
Mon-Sat: 7:30 AM - 3:30PM

What Customers Say

Real stories from members who have experienced the MBECCUL difference.

"MBECCUL has transformed my farming business. The agricultural loan came at the right time with fair terms. My harvest has never been better!"

JT
John T.
Farmer, Mbengwi

"The democratic process is real. I voted in the AGM and my voice was heard. Na We Gettam indeed! This is truly a member-owned institution."

MN
Mary N.
Trader, Bamenda

"The youth committee gave us a platform to contribute. The new leadership brings fresh energy! I'm proud to be a member of MBECCUL."

PK
Paul K.
Youth Representative

Our Impact

Making a difference in our community and beyond.

3,000+ Active Members
1,200+ Loans Disbursed
500+ Farmers Supported
200+ Students Assisted
13/14 Supervisory Score
1993 Year Founded

How to Join

Becoming a member of MBECCUL is simple. Follow these steps to start your journey toward financial empowerment.

1

Visit a Branch

Visit any of our branch locations near you. Our friendly staff will guide you through the process.

2

Complete Application

Fill out the membership application form with your personal and financial information.

3

Make Initial Deposit

Make your initial share capital deposit to activate your membership account.

4

Start Banking

Once approved, you can start enjoying all the benefits of being a MBECCUL member.

News & Events

Stay updated with the latest announcements, AGM details, and community news.

April 2026

Historic Leadership Transition

Azah Francis elected new President

At the Elective Annual General Meeting, Azah Francis succeeded Eke Andrew Ake as President of the Board of Directors, marking a new chapter for MBECCUL.

Read More
January 2026

13/14 Supervisory Score

CamCCUL Recognition

MBECCUL received an impressive 13 out of 14 supervisory score from CamCCUL, recognized as "very good for a credit union operating in the midst of crisis."

Read More
Upcoming

Annual General Meeting 2026

Christian Woman Association Centre, Mbengwi

The supreme decision-making event where members review balance sheets, distribute surpluses, and vote on operational rules.

Learn More

Watch Our Community Stories

Subscribe to our YouTube channel for AGM highlights, member testimonials, and community updates.

Subscribe to Our Channel

Stay connected with MBECCUL through our latest videos and community stories.

Subscribe Now
AGM 2026 Highlights

2026 Elective AGM Highlights

April 2026
Community Outreach

Community Outreach Program

March 2026
Member Testimonial

Member Success Stories

February 2026
Leadership Interview

Meet the New President

January 2026
Leadership Interview

Impact in Royal Communinites

January 2026
Leadership Interview

Project Sponshorship Program

January 2026

Get In Touch

Have questions? We're here to help. Reach out to us through any of the channels below.

Contact Information

Visit our head office or any of our branch locations. Our team is ready to assist you with all your financial needs.

Head Office Mbengwi Centre, Momo Division, North West Region, Cameroon
Phone +237 654 540 576
Email info@mbenccul.com
Business Hours Mon-Sat: 7:30 AM - 3:30 PM

Send Us a Message

Ready to Join MBECCUL?

Become a member today and experience the power of community-driven financial empowerment.

Join Us Today